WELCOME TO FISCAL FITNESS CLUBS OF AMERICA

Our goal is to help you control your financial habits so you get what you want from your money! We combine sound financial planning practices with proven behavior change principals to help people change financial behavior and gain the life-long skills needed to manage personal finances.

IMPORTANT DIFFERENCES BETWEEN FISCAL FITNESS CLUBS AND OTHER FINANCIAL SERVICES:

WE DO NOT PROVIDE ANY PRODUCTS OR INVESTMENT MANAGEMENT SERVICES. Our only revenue source is from membership dues or subsidy of fees by an employer or group. We are NOT a debt restructuring or bankruptcy program. You are our ONLY source of income!
There are many financial education programs available. But they assume that KNOWING is all that is necessary for DOING! If that were true, we would all have the perfect combination of diet and exercise! Fiscal Fitness Clubs provide both the knowledge, coaching and group support that true lasting change requires.
Our groups are FUN! Changing financial habits doesn’t have to be boring and painful. Just like exercise can be fun with the right buddies and venue, learning to take control of your finances can be an enjoyable venture. We work hard to make your experience easy!

HOW FISCAL FITNESS CLUBS WORK

When you join a Fiscal Fitness Club, you participate in four classes designed to jumpstart your financial mastery by completing the first of three workbooks in small group settings. The four sessions cover:

Getting ready to change – identify and clarify motivation , goals and decision making styles
Understanding your Current Patterns – review past expenditures, identify what needs to change, and how to overcome the probable roadblocks to your success.
Diving into the numbers - detailed budget work and establishment of new specific spending goals creates a clear, concrete, and measurable path to success
Creating a new master plan - this session brings together all of the components to make an easy-to- track master plan with individual achievable goals defined.

After the four sessions are completed, you join in the weekly meetings. Each weekly meeting starts with a “check in” that tracks weekly progress. You individually review your current debt level, savings gains, and targeted budget items with our trainer. This weekly check-in provides the monitoring, motivation and reinforcement components which research shows is needed for successful behavior change. Our trainer leads a discussion on solutions and pitfalls to challenges being faced by participants. Once a month, the group meeting is dedicated to understanding and managing a specific component of a good financial plan. 4

Over the course of a year, all financial components of a financial plan are covered. Practical, hands-on exercises teach members an easy-to-follow system to manage their financial resources annually..

JAN:Paperwork management
FEB: Annual Year End Financial Summary (Net Worth, Budget, Account List)
MAR: Investment Review
APR: Taxes
MAY: Life, Disability & Health Review
JUN: Liability Insurance Review
JUL: Retirement Projection
AUG: Other goals review
SEP: Estate Planning
OCT: Employee Benefits Review
NOV: Tax Review Planning
DEC: Annual Budget Review


	WELCOME TO FISCAL FITNESS CLUBS OF AMERICA Our goal is to help you control your financial habits so you get what you want from your money! We combine sound financial planning practices with proven behavior change principals to help people change financial behavior and gain the life-long skills needed to manage personal finances. IMPORTANT DIFFERENCES BETWEEN FISCAL FITNESS CLUBS AND OTHER FINANCIAL SERVICES: WE DO NOT PROVIDE ANY PRODUCTS OR INVESTMENT MANAGEMENT SERVICES. Our only revenue source is from membership dues or subsidy of fees by an employer or group. We are NOT a debt restructuring or bankruptcy program. You are our ONLY source of income! There are many financial education programs available. But they assume that KNOWING is all that is necessary for DOING! If that were true, we would all have the perfect combination of diet and exercise! Fiscal Fitness Clubs provide both the knowledge, coaching and group support that true lasting change requires. Our groups are FUN! Changing financial habits doesn’t have to be boring and painful. Just like exercise can be fun with the right buddies and venue, learning to take control of your finances can be an enjoyable venture. We work hard to make your experience easy! HOW FISCAL FITNESS CLUBS WORK When you join a Fiscal Fitness Club, you participate in four classes designed to jumpstart your financial mastery by completing the first of three workbooks in small group settings. The four sessions cover: Getting ready to change – identify and clarify motivation , goals and decision making styles Understanding your Current Patterns – review past expenditures, identify what needs to change, and how to overcome the probable roadblocks to your success. Diving into the numbers - detailed budget work and establishment of new specific spending goals creates a clear, concrete, and measurable path to success Creating a new master plan - this session brings together all of the components to make an easy-to- track master plan with individual achievable goals defined. After the four sessions are completed, you join in the weekly meetings. Each weekly meeting starts with a “check in” that tracks weekly progress. You individually review your current debt level, savings gains, and targeted budget items with our trainer. This weekly check-in provides the monitoring, motivation and reinforcement components which research shows is needed for successful behavior change. Our trainer leads a discussion on solutions and pitfalls to challenges being faced by participants. Once a month, the group meeting is dedicated to understanding and managing a specific component of a good financial plan. 4 Over the course of a year, all financial components of a financial plan are covered. Practical, hands-on exercises teach members an easy-to-follow system to manage their financial resources annually.. JAN:Paperwork management FEB: Annual Year End Financial Summary (Net Worth, Budget, Account List) MAR: Investment Review APR: Taxes MAY: Life, Disability & Health Review JUN: Liability Insurance Review JUL: Retirement Projection AUG: Other goals review SEP: Estate Planning OCT: Employee Benefits Review NOV: Tax Review Planning DEC: Annual Budget Review
	Copyright 2009 Fiscal Fitness Clubs of America